| Loan Program | Rate | Points | APR | Terms |
| 5-Year Conforming / Converts to 1-Yr. Treasury: | 5.375% | 1.000 | 5.56% | $417,000 |
| 5.750% | ........ | 5.83% | $417,000 | |
| 15-Year Fixed Conforming: | 5.375% | 2.000 | 5.74% | $417,000 |
| 5.875% | 0.000 | 5.96% | $417,000 | |
| 30-Year Fixed Conforming: | 5.875% | 2.000 | 5.96% | $417,000 |
| 6.375% | 0.000 | 6.46% | $417,000 | |
| COFI Option ARM: | 2.950% | 0.000 | 5.90% | $1.5 Million |
| MTA Option ARM: | 2.950% | 0.000 | 5.97% | $1.5 Million |
|
5-Year
Fixed Jumbo / Converts to 1-Year LIBOR: |
5.375% | 1.000 | 5.56% | $1.5 Million |
| 5.875% | 0.000 | 5.96% | $1.5 Million | |
|
7-Year
Fixed Jumbo / Converts to 1-Year LIBOR: |
5.875% | 1.000 | 6.06% | $1.5 Million |
| 6.500% | 0.000 | 6.58% | $1.5 Million | |
| 30-Year Fixed Agency Jumbo (*In High Cost Counties): | 6.000% | 2.000 | 6.36% | *$729,750 |
| 6.500% | 0.000 | 6.58% | *$729,750 | |
|
Equity Lines (Prime - 0.50) @ 4.50% to $250,000 @ 1 Pt.(4.68% APR.) |
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| Cost of Savings Index COFI | 4.19% |
| 12-Month MTA | 3.29% |
| 1-Year LIBOR: | 3.44% |
| 1-Year T-Bill: | 2.57% |
| Prime Rate | 5.00% |
Bob Bednarz, Mortgage Broker
Guarantee Mortgage
Phone: 415-462-2772
E-Mail: BBednarz@gmwest.Com
California Dept. of Real Estate (phone: 916-227-0931), license #01370741.
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