 |
|
March
8, 2010 Update |
|
Loan
Program |
Rate |
Points |
APR |
Terms |
|
15-Year
Fixed Conforming: |
3.875% |
1.750 |
4.19% |
$417,000 |
|
4.250% |
........ |
4.33% |
$417,000 |
|
30-Year
Fixed Conforming: |
4.500% |
2.000 |
4.86% |
$417,000 |
|
4.875% |
0.000 |
4.96% |
$417,000 |
|
30-Year Fixed
Agency Jumbo (*In High Cost Counties): |
4.750% |
1.500 |
5.02% |
*$729.750 |
|
5.125% |
0.000 |
5.21% |
*$729.750 |
|
30-Year
Fixed Jumbo: |
5.750% |
1.000 |
5.93% |
$2
Million |
|
30-Year
Fixed Jumbo: |
6.250% |
0.000 |
6.33% |
$2
Million |
5-Year
Fixed Jumbo / Converts
to 1-Year LIBOR: |
4.500% |
1.000 |
4.68% |
$2 Million |
|
5.000% |
0.000 |
5.08% |
$2 Million |
7-Year
Fixed Jumbo / Converts
to 1-Year LIBOR: |
4.990% |
1.000 |
5.17% |
$2 Million |
|
5.500% |
0.000 |
5.58% |
$2 Million |
|
10-Year
Fixed Jumbo / Converts to 1-Year LIBOR: |
5.500% |
1.000 |
5.68% |
$2 Million |
|
5.875% |
0.000 |
5.96% |
$2 Million |
30-Yr. Fixed-Rate Seconds @ 7.60% to $350,000 @ 1 Pt.(7.78% APR)
Equity Lines (Prime + 0.75) @ 4.00% to $350,000 @ 1 Pt.(4.18% APR.) |
|
|
|
|
Rate
Indices |
|
Cost of Funds Index
COFI |
1.78% |
|
12-Month
MTA |
0.44% |
|
1-Year
LIBOR: |
0.84% |
|
1-Year
T-Bill: |
0.34% |
|
Prime Rate |
3.25% |
|
Contact
me for more information:
Bob Bednarz, Mortgage Broker
Guarantee Mortgage
Phone: 415-462-2772
E-Mail: BBednarz@gmwest.Com |
|
|
|
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Rates
& programs subject to change. Operating under rules &
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California Dept. of Real Estate (phone: 916-227-0931), license
#01370741.
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