| Loan Program | Rate | Points | APR | Terms |
| 15-Year Fixed Conforming: | 3.250% | 2.000 | 3.61% | $417,000 |
| 3.750% | ........ | 3.83% | $417,000 | |
| 30-Year Fixed Conforming: | 3.875% | 1.500 | 4.14% | $417,000 |
| 4.250% | 0.000 | 4.33% | $417,000 | |
| 30-Year Fixed Agency Jumbo (*In High Cost Counties): | 4.125% | 1.750 | 4.44% | *$729,750 |
| 4.500% | 0.000 | 4.58% | *$729,750 | |
| 30-Year Fixed Jumbo: | 5.125% | 1.000 | 5.31% | $1.5 Million |
| 30-Year Fixed Jumbo: | 5.500% | 0.000 | 5.58% | $1.5 Million |
|
5-Year
Fixed Agency Jumbo (*In High Cost Counties) / Converts to 1-Year LIBOR: |
3.250% | 0.750 | 3.38% | *$729,750 |
| 3.625% | 0.000 | 3.71% | *$729,750 | |
|
7-Year
Fixed Agency Jumbo (*In High Cost Counties) / Converts to 1-Year LIBOR: |
3.500% | 1.000 | 3.68% | *$729,750 |
| 3.875% | 0.000 | 3.96% | *$729,750 | |
| 5-Year Fixed Jumbo / Converts to 1-Year LIBOR: | 3.400% | 1.000 | 3.58% | $1.5 Million |
| 3.800% | 0.000 | 3.88% | $1.5 Million | |
|
Equity Lines (Prime + 0.75) @ 4.00% to $350,000 @ 1 Pt.(4.18% APR.) |
||||
|
|
|
| Cost of Funds Index COFI | 1.79% |
| 12-Month MTA | 0.37% |
| 1-Year LIBOR: | 0.84% |
| 1-Year T-Bill: | 0.23% |
| Prime Rate | 3.25% |
Bob Bednarz, Mortgage Broker
Guarantee Mortgage
Phone: 415-462-2772
E-Mail: BBednarz@gmwest.Com
California Dept. of Real Estate (phone: 916-227-0931), license #01370741.
ihappi web design